Banking thoughts
...

Some current "Bankers" thoughts: ...

  • 1960s thoughts:
    • Automation is needed to deal with Growth and Complexity
  • 1970s thoughts:
    • If we can get 2.5+ relationships, it will be too much hassle for Consumers to switch.
    • Corps already had multiple banking relationships ( Primary, Secondary, Tertiary )
      • "best bank for a product" was more important than "relationship".
  • 1980s thougts:
    • CRM will let banks grow.
  • 1990s thoughts:
    • ...
  • 2000's thoughts:
    • Banks acquisitions of subsidiaries gave each Bank many relationships
      • Customers got commodity products and started shopping like Corps.
    • 2008: ...
  • 2010s thoughts:
    • Deposits and Payments Systems are being attacked via Consumer Technologies.
    • Mainframes >
      • PCs > Laptops > Tablets >
        • Smartphones
  • 2020s (expected) thoughts:
    • Security v. Privacy ... ( K.Y.C & relationship )
    • RoboAdvisors will have the Banks' ( more profit ) bias.
      • MyBot will be better tailored and Trusted than a BankBot.
        • MySize ( not OneSizeFitsAll )
          • Personalized, not Institutionalized
    • Fraud growth
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