|
Scant evidence on the effectiveness of wellness financial incentives OpposingArgument1 #373483 "Although it may seem obvious that charging higher premiums for smoking (or high body mass index, cholesterol, or blood pressure) would encourage people to modify their habits to lower their premiums, evidence that differential premiums change health-related behavior is scant. Indeed, we’re unaware of any insurance data that have convincingly demonstrated such effects." | |
+Citavimą (1) - CitavimąPridėti citatąList by: CiterankMapLink[1] Redesigning Employee Health Incentives — Lessons from Behavioral Economics
Cituoja: Kevin G. Volpp, David A. Asch, Robert Galvin, George Loewenstein Publication info: 2011 August, 4, N Engl J Med 2011; 365:388-390, DOI: 10.1056/NEJMp1105966 Cituojamas: David Price 10:21 AM 23 January 2015 GMT Citerank: (3) 373484Safeway's costs began to flatten three years before 2008 program beganSafeway's health program began in 2008 too late to deserve credit for flat costs starting in 2005.13EF597B, 399626Scant evidence on the effectiveness of wellness financial incentives"Although it may seem obvious that charging higher premiums for smoking (or high body mass index, cholesterol, or blood pressure) would encourage people to modify their habits to lower their premiums, evidence that differential premiums change health-related behavior is scant. Indeed, we’re unaware of any insurance data that have convincingly demonstrated such effects."13EF597B, 399747Safeway's costs began to flatten three years before 2008 program beganSafeway's health program began in 2008 too late to deserve credit for flat costs starting in 2005.13EF597B URL: | Ištrauka - Although it may seem obvious that charging higher premiums for smoking (or high body-mass index, cholesterol, or blood pressure) would encourage people to modify their habits to lower their premiums, evidence that differential premiums change health-related behavior is scant. Indeed, we're unaware of any health insurance data that have convincingly demonstrated such effects....
In general, the effectiveness of outcome-based wellness incentives is uncertain, and their use raises concerns about distributional equity; nevertheless, these approaches are gaining momentum because of rising health care costs and payers' belief that incentives should work in health care as they do in other spheres. Lessons from behavioral economics could improve incentive-program design, but real-world implementation challenges may lead to substantial deviation from theoretically optimal design. Developing and testing a variety of programs between now and 2014 will generate the data needed to determine how best to use this new approach to improve health. |
|
|