Following theh herd hides individual incompetence
Any individual loan officer or risk manager would be much less likely to be blamed for incompetence if everyone else in the industry was having the same problem.
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The Global Financial Crisis »The Global Financial Crisis
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Long-term causes of the financial crisis? »Long-term causes of the financial crisis?
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Human cognitive biases »Human cognitive biases
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Lenders overconfident in their ability to manage risk »Lenders overconfident in their ability to manage risk
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Better to all fail together than to underperform separately »Better to all fail together than to underperform separately
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Following theh herd hides individual incompetence
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