| Acutarial models apply to populations not individuals Einwand1 #6941 Mortality statistics describe broad population trends: the models can’t necessarily be applied to individual people. |
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Zitieren: Jim Daniel, University of Texas
Zitiert von: David Price 10:41 AM 5 October 2008 GMT
Citerank: (2) 6939Significant acutarial risk of death during officeThere is a significant actuarial risk that John McCain will not survive a full term in office.1198CE71, 6945NAIC statistics weighted towards probability of deathThe NAIC statistics, which are directed towards life insurance, have a margin in them with respect to extra deaths for financial reporting purposes that weights them slightly toward a higher probability of death.
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| Auszug - “Actuarial models are good for estimating the average future lifetime of, say, 100,000 50-year-olds, or how many out of 100,000 50-year-olds will survive to 60, but are lousy at estimating about one particular 50-year-old,” explained Jim Daniel, a professor of actuarial studies at the University of Texas.
Source: Politico.com
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