comments
Respond
Comment on the article
Add a citation
Reply with an article
Start a new topic
Edit
Edit article
Delete article
Share
Invite
Link
Embed
Social media
Avatar
View
Graph
Explorer
Focus
Down
Load 1 level
Load 2 levels
Load 3 levels
Load 4 levels
Load all levels
All
Dagre
Focus
Down
Load 1 level
Load 2 levels
Load 3 levels
Load 4 level
Load all levels
All
Tree
SpaceTree
Focus
Expanding
Load 1 level
Load 2 levels
Load 3 levels
Down
All
Down
Radial
Focus
Expanding
Load 1 level
Load 2 levels
Load 3 levels
Down
All
Down
Box
Focus
Expanding
Down
Up
All
Down
Article ✓
Outline
Document
Down
All
Page
Canvas
Time
Timeline
Calendar
Updates
Subscribe to updates
Get updates
Past 24 hours
Past week
Past month
Past year
Pause updates
Contact us
Regulatory changes encouraged home ownership
Regulatory changes encouraged home ownership
RELATED ARTICLES
Explain
⌅
The Global Financial Crisis
The Global Financial Crisis☜Exploring the causes, consequences and responses to the global financial crisis. ☜F1CEB7
⌃
Long-term causes of the financial crisis?
Long-term causes of the financial crisis?☜What are the long term causes of the current financial crisis?☜FFB597
⌃
Unintended consequences of earlier public policy choices
Unintended consequences of earlier public policy choices☜The roots of the crisis lie in the unintended consequences of policy choices made with respect to the financial sector over the last 30-40 years—which have allowed the volume of (all kinds of) debt in the global financial system to explode.☜59C6EF
■
Regulatory changes encouraged home ownership
Regulatory changes encouraged home ownership☜Regulatory changes encouraged home ownership☜9FDEF6
↳
House price bubble in the US
House price bubble in the US☜House price bubble in the US.☜9FDEF6
□
Partial repeal of Glass-Steagall act
Partial repeal of Glass-Steagall act☜The Gramm-Leach-Bliley act repealed major provisions of the Glass-Steagall act that required separate ownership of commercial banks and investment banks or insurance companies.☜FFB597
□
Investment banks incentivised to move into riskier activities
Investment banks incentivised to move into riskier activities☜Otherwise sensible public policy changes had the unintended consequence of pushing investment banks into riskier activities.☜9FDEF6
□
Investment banks entirely outside the regulatory net
Investment banks entirely outside the regulatory net☜The investment banks were left outside of the regulatory net.☜9FDEF6
□
Meddling with interest rates caused bubble
Meddling with interest rates caused bubble☜Government manipulated interest rates, artificially created a boom and this is the resultant crash. Economic reality hitting home.☜9FDEF6
□
US policies to encourage home ownership promoted risky lending
US policies to encourage home ownership promoted risky lending☜The US Government requires its agencies and some banks to lend to borrowers with below average incomes. To meet new targets they made risky loans, which resulted in increased housing demand that hid the risk. Other lenders jumped on the bandwagon, creating massive instability.☜9FDEF6
□
US spending funded by credit
US spending funded by credit☜Increased US consumer spending built on diminishing household savings, mortgage equity withdrawls, and increasing credit.☜9FDEF6
□
Graph of this discussion
Graph of this discussion☜Click this to see the whole debate, excluding comments, in graphical form☜dcdcdc
Enter the title of your article
Enter a short (max 500 characters) summation of your article
Click the button to enter task scheduling information
Open
Enter the main body of your article
Prefer more work space? Try the
big editor
Enter task details
Message text
Select assignee(s)
Due date (click calendar)
RadDatePicker
RadDatePicker
Open the calendar popup.
Calendar
Title and navigation
Title and navigation
<<
<
July 2024
>
<<
July 2024
S
M
T
W
T
F
S
27
30
1
2
3
4
5
6
28
7
8
9
10
11
12
13
29
14
15
16
17
18
19
20
30
21
22
23
24
25
26
27
31
28
29
30
31
1
2
3
32
4
5
6
7
8
9
10
Reminder
No reminder
1 day before due
2 days before due
3 days before due
1 week before due
Ready to post
Copy to text
Enter
Cancel
Task assignment(s) have been emailed and cannot now be altered
Lock
Cancel
Save
Comment graphing options
Choose comments:
Comment only
Whole thread
All comments
Choose location:
To a new map
To this map
New map options
Select map ontology
Options
Standard (default) ontology
College debate ontology
Hypothesis ontology
Influence diagram ontology
Story ontology
Graph to private map
Cancel
Proceed
+Comments (
0
)
- Comments
Add a comment
Newest first
Oldest first
Show threads
+Citations (
0
)
- Citations
Add new citation
List by:
Citerank
Map
+About
- About
Entered by:-
David Price
NodeID:
#7154
Node type:
Component
Entry date (GMT):
10/10/2008 11:07:00 PM
Last edit date (GMT):
10/10/2008 11:07:00 PM
Show other editors
Incoming cross-relations:
0
Outgoing cross-relations:
0
Average rating:
0
by
0
users
Enter comment
Select article text to quote
Cancel
Enter
welcome text
First name
Last name
Email
Skip
Join
x
Select file to upload